How Your Belongings are Protected During a Move


The process of moving is stressful, and the last thing you want is to have to worry about your belongings being damaged or going missing once they’re in the hands of your movers. That’s why it’s important to understand how moving valuation coverage works.

What’s Moving Valuation Coverage?

Moving companies are legally required to offer customers two coverage options including limited liability protection and full value protection.

Limited liability protection is the least expensive option (it’s typically free), but it also means that you’re releasing the moving company from full liability. The company is only legally required to cover your belongings at $0.60 per pound for each item, meaning if the 10-pound crystal vase you were given for your wedding breaks, it will be valued at $6.

Full value protection costs more but offers full compensation for the replacement of your belongings if they get lost or damaged during your move, up to the dollar amount of valuation that you select. Some movers offer customers the option to set a deductible, which can help make full value protection more affordable.

How Tailored Move Goes Above and Beyond

Every Tailored Move client automatically receives $20,000 in merchandise replacement coverage at no additional cost. We want to ensure your valuable goods are covered while they are in our possession and we believe you shouldn’t have to pay extra for this protection. However, if you need additional coverage beyond this or for high-value items, we can incorporate that coverage into your moving quote.

Other Things to Keep in Mind

Sometimes homeowners insurance provides coverage during a move, but because each policy is different, it’s important to contact your insurance provider to learn more about what your policy covers. It can even differ depending on if you’re doing the move yourself or are hiring movers.

For more information on moving valuation coverage, visit the U.S. Surface Transportation Board, the Federal Motor Carrier Safety Administration and the Insurance Information Institute.